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Solvency II Directive
The Solvency II Directive (2009/138/EC) is an EU Directive that codifies and harmonises the EU insurance regulation. Primarily this concerns the amount of capital that EU insurance companies must hold to reduce the risk of insolvency.
Following an EU Parliament vote on the Omnibus II Directive on 11 March 2014, Solvency II is scheduled to come into effect on 1 January 2016. This date has been previously pushed back many times.
==Aims==
EU insurance legislation aims to unify a single EU insurance market and enhance consumer protection. The third-generation Insurance Directives established an "EU passport" (single licence) for insurers to operate in all member states if they fulfilled EU conditions. Many member states concluded the EU minima were not enough, and took up their own reforms, which still lead to differing regulations, hampering the goal of a single market.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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